Your path to financial freedom starts today.

What if you could significantly reduce your two biggest expenses — mortgage interest and income taxes — using a proven strategy banks and accountants rarely share?

Most Canadians follow outdated advice: pay off your mortgage first, then invest. But every month you stick with this traditional approach costs you more than you realize. By implementing a smarter strategy sooner, you immediately start reducing taxes, accelerating your investment growth, and paving the way to dramatically lower interest costs. Over time, the extra net worth and savings routinely add up to six or even seven figures for Canadian homeowners.

I’m Andrew C. MacDonald, a Mortgage Broker and Smith Manoeuvre Certified Professional. I’ve helped homeowners and real estate investors across Canada strategically use their mortgages to:

✅ Make their mortgage tax-deductible

✅ Dramatically reduce interest costs

✅ Start investing years sooner—with no extra monthly expenses beyond their regular mortgage payment

👉 Enter your name and email below for instant access. I'll personally show you whether your savings potential is closer to $100,000 or over $1,000,000.

-Andrew

Andrew C. MacDonald, Mortgage Broker
Smith Manoeuvre Certified Professional™

The Smith Manoeuvre™

It's time to master your mortgage

Start here

Ready to see how The Smith Manoeuvre™ could transform your financial future?

Get immediate access to our free mini-course below!

In under 30 minutes, you'll discover a proven strategy that has helped thousands of Canadians become mortgage-free sooner while building significant investment wealth.

Come learn more at our next live webinar.

Has your interest been piqued? Come join us for our next completely free monthly webinar.

Held on the fourth Monday of each month, this session offers all Canadians the opportunity to learn The Smith Manoeuvre™ basics directly from a member of our leadership team.

No pressure, just practical information to help you decide if this strategy is right for you.

Take the first steps today

Your Smith Manoeuvre Certified Professional™

Andrew C. MacDonald

Andrew has been a mortgage broker since 2015, with a strong focus on tax-efficient mortgage strategies and helping real estate investors grow their portfolios. He specializes in the Smith Manoeuvre, with particular emphasis on the Cash Flow Dam accelerator, tailored to the unique needs of his clientele.

Whether working with first-time homebuyers or seasoned investors, Andrew is committed to helping Canadians turn their mortgages into powerful financial tools. With a background in finance and over a decade of experience in tax-efficient mortgage planning, he’s known for delivering strategic, data-driven advice that’s clear, actionable, and aligned with each client’s goals.

In addition to working directly with clients, Andrew provides consulting services to other mortgage brokers and industry professionals — ensuring their clients receive the benefits of advanced mortgage planning strategies and are supported in their implementation of these types of strategies.

Outside of work, he loves spending time at the lake, is an avid snowmobiler, and enjoys hands-on projects like building his own cottage retreat. He prioritizes staying fit and living life on his own terms.